Save and Manage
Simple But Important Tips To Help Military Personnel Save and Manage More Money!
At JustMilitaryLoans.com we understand that from time-to-time you need cash fast for any number of reasons: expected or unexpected.
We care about how you manage your money and your finances so we’ve put together this simple but handy tips sheet that we hope will help you with your current and future finances.
Remember, if you need a military loan quickly regardless of credit history, JustMilitaryLoans.com is here to help you now.
Please take a few moments to review our website and to determine how we can help you secure a personal military loan or simply call us at 866-208-8648 from 9:00 to 5:00 PM EST.
1-Dig into the details
Make sure you have a thorough understanding of your financial portfolio and its current status. This means compiling a spreadsheet of how many credit cards you have, the interest rate on each card, the monthly due dates for each account and the total balance on each card. It is also helpful to know the current account payoff amount, as well as how long it will take you to pay off the debt if you only make the monthly minimum payment. You also need to include details about other outstanding debts you have including student loans, payday loans, installment loans, your mortgage or rent, car payments, etc.
2-Reduce, Reduce, Reduce
Make a monthly budget and really trim out the fat where you can. Start by making small changes like eating at home instead of at the drive-through or making coffee at home instead of buying it. Keep an eye on specials at the grocery store or try buying in bulk if possible, and don’t forget the coupons. If necessary, be prepared to make moresignificant changes like getting a roommate in order to cut down on your living expenses. Perhaps instead of paying for 200 cable channels, you could read a book? (Be sure to borrow it from a friend or visit your local library!)
Call your lenders and understand your interest rate. Be sure to get your payments in on time to ensure that the best rates continue and you avoid fees and penalties.
Lenders compete for your business. So whether it’s finding a bank that provides free checking and doesn’t charge ATM fees or looking for the best interest rate on a new credit card, it is in your best interest to take the time to do your research. Many lenders offer discounts to military personnel and military or other government programs may be available that offer better interest rates than other lenders if you are shopping for a car or taking out a mortgage.
No Credit? Bad Credit? Denied By Your Bank or Credit Card Company?
We’ve Helped Thousands Of Military Clients Just Like You.
Whether you are in the Navy, Army, Air Force, Coast Guard, or Marine Corps, if you are on active duty and you need a military loan, Just Military Loans is here to help you.
Our Application Process Takes Minutes
It’s Easy To Apply & Easy To Qualify!
|Military Loan Resources|
Edited by: Mary Davis